Sign in without a code: BudgetHeld now opens with Face ID, your fingerprint or your device code — and sits on your home screen like an app if you want it to.
What's new
Face ID and fingerprint
No more waiting for the email code. Set up a passkey once — under Profile, “Set up passkey” — and from then on you sign in the same way you unlock your phone. The key stays safely on your device.
BudgetHeld on your home screen
On iPhone: open it in Safari, tap the share icon at the bottom and choose “Add to Home Screen”. On Android, Chrome offers “Install app” in its menu. BudgetHeld then launches with its own icon and without the browser bar. On iPhone this step is also what makes the start-of-month reminder work.
More improvements
Also: faster loading after each update, more reliable saving of your entries, and clearer feedback if saving ever does go wrong.
Version 1.4
BudgetHeld grows up on mobile: a new phone navigation, BudgetHeld as an app on your home screen, and reminders at the start of each month.
What's new
New navigation on your phone
Instead of one long page there are now tabs at the bottom of the screen: budget, debts, cash flow, buffer and overview – plus a compact bar that keeps month and surplus in view at all times.
Install BudgetHeld as an app
Add BudgetHeld to your home screen and open your financial planner like an app – no app store needed, straight from your phone.
Reminder at the start of the month
If you like, BudgetHeld reminds you at the beginning of each month to plan your budget. Enable it with one click in your profile.
Tidier entry rows
Every position now fits on a single line on your phone. Details like payment frequency and debit day open in their own panel – and a sort mode lets you reorder positions on mobile too.
More improvements
Also: larger tap targets, no more unwanted zooming while filling in fields, traffic lights and the cash-flow calendar optimized for phones, and many more refinements.
Version 1.3
Our biggest update yet: debts under control — from loans to personal debts — a cash-flow view of your month, and traffic lights that show you instantly where you stand.
What's new
New debts area
All your debts at a glance: see your total liabilities at any time, how they develop and which contracts are still running — including personal debts.
Loans, leasing & mortgages with repayment plan
Track loans, leasing contracts and mortgages with rate, interest and term — and keep an eye on remaining balance, repayment progress and your debt-free date.
Cash-flow calendar
Set the debit day for each position and see in the calendar when money comes in and payments go out — spot tight stretches before they happen.
Traffic lights for every category
Green, yellow or red: every section shows at a glance whether you're within the recommended range — including the new Saving & Investing rate.
Debt snowball calculator
Plan your way out of debt with the snowball method — free and without signing up.
More improvements
Plus many smaller refinements across the planner — from clearer login hints to mobile polish.
Version 1.2
This update makes BudgetHeld even more flexible and clear.
What's new
Reorder positions
You can now drag & drop positions to bring more structure into your budget – effortlessly.
Track loans, mortgages & leasing
Add loans, mortgages or leasing contracts to your budget and keep an eye on your remaining balance.
BudgetHeld in English
BudgetHeld is now available in English too – switch with one click in the header.
Expanded help section
Seven detailed answers to the most frequent questions about pricing, privacy and getting started.
More improvements
Smaller improvements make BudgetHeld even smoother to use – especially on your phone.
Version 1.1
This update brings new calculators, more comfort while budgeting, and a growing knowledge library.
What's new
Mortgage and loan calculators
Calculate your monthly rate, term and total cost – fast and without signing up.
30-second undo
Accidentally deleted a position? Bring it back with one click within 30 seconds.
Tidier budget
Empty categories are hidden automatically – add them back anytime via the picker.
Knowledge library with 29 terms
Understand finance terms from savings plans to extra payments – explained simply, no jargon.
US dollar support
Besides Euro and Swiss Franc, you can now keep your budget in US dollars.
Share directly
Share BudgetHeld via WhatsApp, Facebook, Instagram, X or LinkedIn with family and friends.
Version 1.0
BudgetHeld is here – your free financial planner for more clarity and security in your family budget.
What's new
Your monthly financial plan
Plan income and expenses across eight clear categories. Last month is carried over automatically – just adjust what's changed.
Your safety buffer
Build a buffer for unexpected expenses step by step. The goal: three times your net income.
Login without password
Sign in with your email. We send you a short code – no password needed.
Secure and private
Sensitive data is stored encrypted. Your finances are yours.
Available everywhere
Plan your budget on your phone, tablet or computer – whichever fits your day.
