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Your (family) budget at a glance.

BudgetHeld is not an expense tracker. It's your monthly plan — income, costs, saving, investing and financial buffer in one clear overview.

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Most people know what they earn.
But not where it goes.

BudgetHeld doesn't show you where your money was — it shows you where it should go. Before the month begins.

What BudgetHeld does

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Everything at a glance

Income, living costs, saving, investing, financial buffer — one view, no clicking around.

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Annual costs, auto-converted

Car insurance €720/year? BudgetHeld shows you €60/month. Everything comparable.

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Build your financial buffer

Your goal: 3× income as a safety net. See your progress at a glance.

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Month by month

Last month's budget carries over automatically. Just adjust what changed.

Built for fathers and families

Who want to build their financial foundation.

A tool by DerMoneyTalk

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Start for free — no subscription, no catch.